Business funding
Business funding, grants and loans for SME's
Access the right funding at the right time for your business.
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You’re a time-starved business owner with limited understanding of your options when it comes to business funding. Purple Accounts in partnership with Capitalise takes the hassle out of finding funds to grow your business, with tailored options across loans, equity finance and grants.​
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Business loans can be helpful at many stages of a business. You can use them to grow, buy equipment, hire staff, or manage cash flow. Whether you're just starting or already running a business, a loan can give you the support you need to move forward.
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How we can help you:
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Asset finance: fund any asset, from telephones to forklift trucks
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Invoice finance: if you invoice other businesses, use your invoices to get funding
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VAT loan: Doesn't affect your credit score and frees up cash
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Instant VAT refund: Don't get stuck in HMRC queues
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Merchant Cash Advance: use your credit card transactions to get funding
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Trade finance: pay for goods based on an order using trade finance
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Working capital: get a working capital loan to finance every day operations
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Property finance: perfect for landlords and developers to access bridging loans, development, BTL and commercial finance.
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We also provide a Cost Reduction Service to help you save money and make more profit. No saving - no fee!
With our expert help, you’ll get access to the right finance at the right time to do better in business.
Finding and applying for funding, grants and loans is straightforward and hassle free.
Business loans
Which loan is right for you? We sift through offers from mainstream banks as well as alternative lenders to find the right solution for your business.
Equity financing
Get connected with business angels, venture capital investors and crowdfunding investors. Find equity investors via government initiatives.
Business grants
Cut the time and headaches you’d spend wandering the maze of grants. We’ll find the most relevant grant funding and help you to apply.
Save on business expenses
Ever felt like you’re paying too much for your business bank account, credit card, or energy bills? We’ll help you find some of the best deals on the market.
Can I get a business loan?
Business funding, grants and loans
​Whether you can get a business loan depends on a few factors, such as the type of loan you want and the lender you apply to. If you're applying to a UK lender, your business must be based in the UK.
Lenders will check a few key things before offering a loan, as they want to make sure your business is able to repay it. Here’s what they often look for:
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A good business credit score
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At least six months of trading history
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A steady monthly income
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Where can I get the best business loan rates?
When you apply for a business loan with Purple Accounts and Capitalise, you get access to a marketplace of over 100 UK lenders. One of our expert funding specialists will guide you through your options and help you understand what’s available. This makes it easy to compare rates and choose the best loan for your business.
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With our expert help, you’ll get access to the right finance at the right time to do better in business.
What types of business loan are available?
​Invoice finance
Get cash quickly by borrowing against the payments your customers owe you. This helps your business avoid waiting for invoices to clear.
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Asset finance
Allows you to buy or lease equipment immediately without full upfront payment, helping you manage your cash flow better.
Merchant cash advance
Ideal for businesses with lots of card transactions, this gives your business cash upfront in return for a cut of your future sales.
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Peer-to-peer loans
These loans connect you with individual investors through a lending platform. This often results in better interest rates and flexible terms.
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Start up loans
Designed for new businesses, these loans provide the funds you need to get started and support initial growth.
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Secured loans
These loans require collateral, such as a property or equipment, but you'll usually benefit from lower interest rates.
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Unsecured loans
No collateral needed here, but expect higher interest rates since the lender is taking on more risk.
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Short term loans
Great for quick financial needs like restocking inventory or covering a temporary cash shortfall - typically paid back within a year.
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Long term loans
These are for bigger investments and are paid back over several years.
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Line of credit
This flexible financing option gives you access to a set limit of money. You can draw down as needed, so it's perfect for smoothing out cash flow or handling unexpected costs.
How do I get a business loan?
Here’s how you can get the best business loan using Purple Accounts in partnership with Capitalise:
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Get in touch and we will help you start a business loan application, where you will answer a few questions, including how much you need to borrow and what your business’ annual turnover is. We will then match you with the lenders best suited to your needs using our partner Capitalise.
With our expert help, you’ll get access to the right finance at the right time to do better in business.​
Business loans for small businesses
Let us help you with business funding, grants and loans so you can get on with growing your business.
For more information about how we can support your business with funding, grants and loans, call us on 01925 979500 or email us at enquiries@purpleaccounts.com
GET IN TOUCH
Got a question about business funding, loans and grants?
See how Purple Accounts can help you with a friendly chat with an expert